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Privacy
Statement
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our current customers and former
customers. When we use the words “you” and “your”, we mean all
of our consumer customers who have a current relationship with
us and former customers who had a relationship with us, such as:
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Deposit Account
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Loan Account
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Safe Deposit
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We will tell you
the sources of the information we collect about you. We will tell
you what measures we take to secure that information.
DEFINITIONS
Nonpublic personal information means information about you
that we collect in connection with providing a financial product or
service to you. Nonpublic personal information does not include
information that is available from public sources, such as telephone
directories or government records. Hereafter, we will use the term
“information” to mean nonpublic personal information as defined in
this section.
An affiliate is a company we own or control, a company that
owns or controls us, or a company that is owned or controlled by the
same company that owns or controls us. Ownership does not mean
complete ownership, but means owning enough to have control.
A nonaffiliated third party, or other party, is a person who
we do not employ or a company that is not an affiliate of ours.
Transaction and experience information is information that
relates solely to transactions or experiences between the consumer
and the financial institution such as loan payment history, or the
size of balances maintained in deposit accounts.
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
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Information you
give us on applications or other forms |
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Information
about your transactions with us |
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Information
about your transactions with other parties |
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Information
from a consumer reporting agency |
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Information we
receive as a result of verifying customer information
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THE CONFIDENTIALITY, SECURITY AND INTEGRITY
OF YOUR INFORMATION
We restrict access to information about you to those employees who
need to know that information to provide products or services to
you. We maintain physical, electronic and procedural safeguards that
comply with federal standards to protect this information.
YOUR INFORMATION - AND OUR AFFILIATES
If a financial institution shares certain types of information with
affiliates, it must provide an opt out right. We have decided not to
share your information in those ways. This means we have OPTED OUT
ON YOUR BEHALF and you do not need to take further action. We will
not disclose nonpublic personal information about your transactions
and experience with us to our affiliates.
YOUR INFORMATION - AND OTHER PARTIES
We will not disclose information about you to anyone except as
disclosed in this policy or as permitted or required by law.
Examples of this might include disclosures necessary to service your
account or to prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We will not disclose information about former customers, except as
permitted or required by law.
FOLLETT NATIONAL
A DIVISION OF FIRST STATE BANK OF CANADIAN, N.A.
241 MAIN
P.O. BOX 8
FOLLETT, TX 79034-0008
(806)653-2611 PHONE
(806)653-2631 FAX
www.follettnb.com |
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